Real Estate Investor Financing
Close fast, then refinance into permanent debt
Investors win deals on certainty and speed. Loanwise Solutions maintains relationships with bridge, DSCR, and permanent CRE lenders so you can compare leverage, rate, and exit terms on the same property in one pass.
Cash flow challenges we see
- Bank timelines lose competitive deals
- Value-add properties do not yet cash flow to bank standards
- Portfolio investors hit conventional loan count limits
- Maturing debt needs a refinance in a moved rate environment
What owners use financing for
- Close an off-market purchase in 10 days with bridge debt
- Fund a value-add renovation, then refinance at stabilized value
- Cash-out refinance to fund the next acquisition
- Refinance a maturing balloon into a new fixed term
Typical qualifying profile
- DSCR
- 1.20x typical for permanent debt; bridge is asset-based
- Leverage
- Up to 80% LTV; 65–75% on bridge
- Typical size
- $250K–$50M+
- Speed
- Bridge in 7–21 days; permanent in 30–60 days
These are typical ranges across our lending partners, not guarantees. Loanwise Solutions is a broker, not a direct lender — final terms come from the lender we place you with.
Best financing options for real estate investors
Bridge Loans
Move quickly on opportunities while you arrange long-term financing.
Commercial Real Estate Loans
Purchase, refinance, or build commercial properties with structures matched to your project.
Working Capital Loans
Cover payroll, inventory, and day-to-day expenses with flexible short-term capital.
Business Lines of Credit
A flexible credit facility you can draw, repay, and reuse — interest only on what you use.
Real Estate Investors financing: frequently asked questions
Do I need to show personal income?
Not for DSCR and most bridge programs. Underwriting focuses on the property's net operating income against debt service, plus your liquidity and track record.
Can I get non-recourse financing?
Yes on many stabilized commercial assets above roughly $1M, generally with a bad-boy carve-out guaranty and somewhat lower leverage than a recourse structure.
How fast can bridge financing close?
Seven to 21 days is typical when title and appraisal cooperate. We prepare the file up front so the lender is never the bottleneck.
Other industries we finance
Trucking & Transportation
Freight factoring, equipment financing, and working capital for carriers, owner-operators, and logistics companies.
Medical & Dental
Practice acquisition, build-out, equipment, and working capital for physicians, dentists, and specialty clinics.
Construction & Contractors
Working capital, equipment, and receivable financing for general contractors, subs, and specialty trades.
Ready to explore real estate investors financing?
A 15-minute conversation is all it takes to know which lenders fit your business. No obligation.