Modern commercial office lobby at golden hour with financing documents on a table

Financing Solutions

Every major commercial loan product, brokered for you

Explore the financing solutions we structure for business owners across the U.S. Each one comes with a free, no-obligation review.

Solution 01

Working Capital Loans

Fast funding to keep your business moving

Working capital loans give you fast access to funds for payroll, inventory, equipment repairs, marketing, or any operational need. Approvals can come in as little as 24–48 hours.

  • Funding from $25K to $5M+
  • Approvals in as little as 24 hours
  • Minimal paperwork compared to banks
  • Use funds for any business purpose

Solution 02

Commercial Real Estate Loans

Acquire, refinance, or develop with confidence

From owner-occupied buildings to investment properties, multifamily, retail, industrial, or mixed-use — we match you with the right capital partner for purchase, refinance, cash-out, or construction.

  • Loan amounts from $500K to $50M+
  • Competitive fixed and floating rates
  • Up to 80% LTV on qualifying assets
  • Recourse and non-recourse options

Solution 03

Bridge Loans

Short-term capital for time-sensitive opportunities

Bridge loans give you short-term capital — typically 6 to 24 months — to close on a property, fund a renovation, or cover a gap until permanent financing or a sale closes.

  • Close in as little as 7–14 days
  • Asset-based underwriting
  • Interest-only payment options
  • Flexible exit strategies

Solution 04

Business Acquisition Financing

Fund the purchase of your next business

Whether you're buying a competitor, executing a partner buyout, acquiring a franchise, or expanding through M&A, we structure financing that aligns with the seller's terms, your equity, and the cash flow of the target.

  • SBA 7(a), conventional, and seller-financing structures
  • Up to 90% financing on qualifying deals
  • 10-year amortization options
  • Combined with working capital when needed

Solution 05

SBA & Alternative Loans

Government-backed and private capital options

We guide you through SBA 7(a), 504, and Express loans, plus alternative programs from non-bank lenders, fintech, and specialty capital providers when SBA isn't the right fit or moves too slowly.

  • Long terms up to 25 years
  • Lower down payments via SBA
  • Alternative options when banks say no
  • Hands-on packaging and submission

Solution 06

Invoice Factoring

Turn unpaid invoices into immediate cash

Factoring advances 80–95% of your invoice value upfront, then settles when your customer pays. It's based on your customers' credit, not yours — making it ideal for fast-growing or credit-challenged businesses.

  • Funding within 24 hours
  • Approval based on customer credit
  • Scales automatically with sales
  • No long-term debt added to your books

Solution 07

Business Lines of Credit

Revolving capital you draw only when you need it

A business line of credit gives you a standing pool of capital you can draw against at any time. Pay interest only on the outstanding balance, repay on your schedule, and the availability replenishes — making it the most flexible tool for uneven cash flow.

  • Lines from $10K to $5M+
  • Interest charged only on drawn funds
  • Revolving — repay and reuse
  • Draw funds in as little as one business day

Solution 08

Accounts Receivable Financing

Borrow against what your customers already owe you

Accounts receivable financing turns your outstanding invoices into a borrowing base. Unlike factoring, you keep ownership of the receivables and continue collecting from customers yourself — the lender simply advances against the ledger.

  • Advance up to 90% of eligible receivables
  • Confidential — customers deal only with you
  • Availability grows as sales grow
  • Cheaper than most short-term alternatives

Solution 09

Equipment Financing

Buy the equipment now, pay for it as it earns

Equipment financing funds trucks, machinery, medical devices, construction equipment, restaurant build-outs, and technology. Because the equipment secures the loan, approvals are faster and rates are lower than unsecured options — often with little or no money down.

  • Up to 100% financing including soft costs
  • Terms matched to the equipment's useful life
  • Potential Section 179 tax advantages
  • Approvals in 24 – 72 hours

Solution 10

Merchant Cash Advances

Sales-based funding when speed outranks everything

A merchant cash advance is not a loan — it is a purchase of a portion of your future revenue at a discount. Repayment flexes with your sales, so slow weeks cost less. It is the fastest capital available, and we are candid with clients: it should be used deliberately, not by default.

  • Funding in as little as 24 hours
  • Approval driven by revenue, not credit score
  • Repayment flexes with daily sales volume
  • No fixed collateral requirement

Solution 11

Franchise Financing

Capital for your first unit or your next ten

Franchise financing covers the initial franchise fee, leasehold improvements, equipment packages, opening inventory, and the working capital reserve lenders require. We work with both first-time franchisees and multi-unit operators expanding across territories.

  • Financing for franchise fees and build-out costs
  • SBA 7(a) structures with as little as 10% down
  • Multi-unit and re-image facilities available
  • Faster approval for brands on the SBA Franchise Directory

Solution 12

Startup Business Funding

Capital for businesses without years of history

Startup funding relies on your personal credit profile, industry experience, projections, and available collateral rather than years of tax returns. We assemble the right combination — SBA with a larger injection, unsecured credit lines, equipment financing, and revenue-based options as soon as sales begin.

  • Programs available from day one of operations
  • Unsecured credit lines based on personal profile
  • SBA options with a stronger equity injection
  • Equipment and inventory financing from launch

Solution 13

Inventory Financing

Stock up without draining your cash

Inventory financing uses your stock — on hand or on order — as collateral so you can buy ahead of demand. It funds seasonal buildups, bulk purchase discounts, large purchase orders, and supplier deposits without tying up your operating cash.

  • Borrow against existing or incoming inventory
  • Purchase order financing for large contracts
  • Take advantage of bulk and early-pay discounts
  • Availability grows with your stock levels

Not sure which solution fits?

That's exactly what we're here for. Tell us about your business and we'll point you in the right direction — even if it's not us.